Hey there! Let’s talk about something important: your home. Your house isn’t just four walls and a roof—it’s where memories are made, dreams are built, and life happens. That’s why Chase Mortgage is here to guide you every step of the way, whether you’re buying your first home, refinancing, or just managing your mortgage. Stick with me, and I’ll break it down for you in a way that makes sense.
Heading: Understanding Chase Mortgage Terms
When you’re heading to another site or app, just keep in mind that Chase’s website and mobile terms, privacy, and security policies don’t apply there. Before you dive in, take a moment to check out their terms, privacy, and security policies so you know exactly how they’ll affect you. It’s always better to be informed!
Subheading: Mortgage Rates and Tools
Now, let’s get practical. If you’re in the market for a home, you’ll want to review the latest mortgage rates, tools, and articles to help you choose the best option for your situation. Whether you’re figuring out how much house you can afford, estimating your monthly payment with our mortgage calculator, or seeking preapproval, Chase has your back. We’re thrilled to congratulate you on this exciting new chapter and welcome you to the Chase Mortgage family.
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Sub-subheading: Why Your Home Matters to Us
We get it—your home is more than just an investment; it’s a place you love and cherish. That’s why Chase Mortgage is committed to helping you every step of the way with all your mortgage needs. From the moment you start looking for your dream home to managing your mortgage long-term, we’re here to support you.
Heading: Educational Articles for Homeowners
These articles aren’t just fluff—they’re packed with valuable information to help you make smart decisions about your home. They’re designed for educational purposes and provide general mortgage information. But here’s the deal: the products, services, processes, and lending criteria described in these articles might differ from what’s available through JPMorgan Chase Bank, N.A., or its affiliates. Always double-check the details.
Plus, if you qualify and live in certain areas across the country, Chase Home Lending offers special programs to help you save money at closing. You could receive $2,500 or even $5,000 toward your new home. It’s like a little bonus to make your homeownership journey smoother.
Subheading: Need Help with Home Lending?
If you’re looking for assistance with home lending, you’ve landed in the right spot. Contact Chase Mortgage or Chase Home Equity to get the information and help you need to manage your account effectively. Remember, these articles are for educational purposes only, so always consult with a professional for personalized advice.
Just like the products and services mentioned earlier, the processes and lending criteria might vary. Chase Home Lending products are provided by JPMorgan Chase Bank, N.A., and are subject to credit and property approval. Rates, terms, and conditions can change without notice, and not all products are available in all states or for all amounts. There may be other restrictions and limitations, too, so stay informed.
Heading: Closing the Deal on Your Home
Let’s talk about selling your home. If your home sells for more than the balance remaining on your mortgage, you’ll work with your real estate agent to handle the sale. If the buyer pays more for your home than you owe on all the liens against the property, you’ll receive the net proceeds from the sale after closing costs and commissions are paid. It’s a win-win situation!
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Subheading: Mortgage Insurance and Deductibles
As part of your mortgage agreement, most loans require you to maintain a homeowner’s insurance policy. This policy needs to have a specified amount and type of coverage, with limits on the maximum deductible. After a routine check, if we find that your homeowner’s deductible exceeds the maximum allowed, we’ll reach out to let you know.
Sub-subheading: Making Payments on Time
When it comes to paying your mortgage, there are a couple of ways to go about it. You can mail a check or money order with your payment coupon to the address listed on your statement, or you can visit your local Chase branch. Just be sure to send your payment 5 to 7 business days ahead of your due date to ensure it arrives on time and avoids any late fees.
Heading: Finding a Chase Home Lending Advisor
Speaking with a lending advisor can make all the difference. Schedule a consultation to see if you prequalify for a mortgage. All home lending products are subject to credit and property approval, and rates, terms, and conditions can change without notice. Not all products are available in all states or for all amounts, so it’s important to do your research.
Subheading: Using the Mortgage Calculator
Ready to crunch some numbers? Enter your home price, down payment, zip code, and credit score into our calculator to see which mortgage option might fit your needs. We’ll show you your estimated total mortgage payment, including principal, interest, taxes, insurance, and PMI. It’s a powerful tool to help you plan your financial future.
Sub-subheading: How Chase Uses Your Credit Report
Chase uses your credit report to evaluate your mortgage request and determine how you’ve handled your credit obligations in the past. If you’d like a copy of your credit report, the following companies can provide it, often free of charge. It’s always a good idea to keep an eye on your credit so you’re prepared for whatever comes your way.
Heading: About Chase Home Lending
Chase Home Lending is the mortgage arm of Chase, which is the consumer banking division of JPMorgan Chase, the largest U.S. financial institution. With branches nationwide and a variety of online services, Chase is here to assist you at every stage of homeownership.
Subheading: Chase MyMortgage and MyHome
Chase’s MyMortgage online portal is a one-stop shop for all your mortgage needs. Learn about scheduling online payments, loan tools, and more. Chase MyHome is a digital platform that helps you at every stage of homeownership, from finding and applying for loans to managing your mortgage and equity.
Sign in with your Chase account to access home insights, compare rates, search for properties, explore refinancing options, and more. If you’re worried about late fees, don’t be—just follow the tips provided and check out the frequently asked questions section for answers to common concerns.
Sub-subheading: Grants and Assistance Programs
Chase offers up to $7,500 in grants and lowers income limits for the 3% down Dreamaker Mortgage in select areas. Learn how to access these resources and check your eligibility with the Homebuyer Assistance Finder. Chase ranks high in customer satisfaction, so you know you’re in good hands.
Chase offers several appealing home buyer programs, including loans with 3% down payment requirements, homebuyer assistance grants, and even a payout for delayed closings. Dive into Chase Home Lending’s mortgage products, rates, fees, requirements, and customer reviews. Compare Chase with other lenders to find the best fit for you and discover how to apply for a Chase mortgage.
