Chase Home Lending: Empowering Homeowners with Flexible Mortgage Solutions

Understanding the Basics of Home Lending

Let’s talk about something important: home lending. At Chase Home Lending, we understand that buying a home or refinancing your mortgage is one of the biggest financial decisions you’ll ever make. That’s why all our home lending products are subject to credit and property approval. This ensures that both you and the property meet our standards for long-term success. But here’s the thing—things can change. Rates, program terms, and conditions are subject to change without notice, so it’s always good to stay informed. Also, keep in mind that not all products are available in every state or for all loan amounts. There may be other restrictions and limitations, but don’t worry—we’re here to guide you every step of the way. All home lending products are provided by JPMorgan Chase Bank, N.A.

How to Catch Up on Payments

If you’ve fallen behind on your mortgage payments, catching up doesn’t have to feel overwhelming. One option is to pay your regular monthly payments plus an extra amount each month. Over time, this can help you get back on track. Another approach is to work with us to adjust your loan terms. For example, we can create a new, higher monthly payment that includes a portion of the balance due for a specific period. This can help you gradually repay what you owe while keeping your mortgage current. Remember, we’re here to help you find the best solution for your situation.

What to Expect from Chase Home Lending

At Chase Home Lending, we’re committed to transparency. While we can provide outlooks and share past performance, we want to emphasize that these aren’t guarantees of future results. However, we’re confident in our ability to help you achieve your homeownership goals. Whether you’re looking to buy a new home or refinance your existing mortgage, our team of advisors is ready to assist you. For more information on our available products and services, and to explore your options, please contact a Chase Home Lending Advisor. From applying for a loan to managing your mortgage, Chase MyHome has you covered.

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Chase MyHome: Your Digital Homeownership Companion

Managing your mortgage has never been easier, thanks to Chase MyHome. This digital platform supports you at every stage of homeownership. Whether you’re searching for a loan, applying for one, or managing your mortgage, Chase MyHome is there for you. Sign in with your Chase account to access valuable insights, including rates, properties, grants, and more. You can also use the Chase MyMortgage online portal to schedule payments, explore loan tools, and find answers to all your mortgage-related questions.

Chase Home Lending: Making Homeownership Affordable

We believe that everyone deserves a chance to own a home, which is why we offer a variety of affordable lending options. Our FHA loans and VA loans are designed to make homeownership possible for more people. If you’re wondering how much house you can afford, check out our affordability calculator. Additionally, look for homebuyer grants in your area to further reduce costs. For even more guidance, visit our Mortgage Education Center, where you’ll find helpful tips and information to support your journey.

Chase Homebuyer Grant: A Helping Hand

Here’s some exciting news: Chase Home Lending announced two new enhancements aimed at increasing access to credit for homebuyers. Starting January 31, 2024, Chase has increased its homebuyer grant from $5,000 to $7,500 in 15 markets across the U.S. This grant can be used to lower your interest rate and/or reduce closing costs and down payments. The Chase Homebuyer Grant is available on primary residence purchases only. Depending on the loan product and applicable census tract requirements, you may qualify for either $2,500 or $5,000 in savings. It’s our way of helping you save money at closing and making homeownership more accessible.

Speak with a Lending Advisor Today

Ready to take the next step? Speak with a lending advisor near you, schedule a consultation, or see if you prequalify. Whether you’re purchasing a home or refinancing, our advisors are here to help you navigate the process. To learn more about Chase Home Lending and compare us to other lenders, visit our website. Find a Chase Home Lending advisor and start your journey to homeownership today.

And remember, from applying for a loan to managing your mortgage, Chase MyHome has you covered. Need assistance with your account? Head over to Chase Mortgage Services to manage your account and get the support you need.

Final Thoughts

Buying a home or refinancing your mortgage doesn’t have to be stressful. At Chase Home Lending, we’re here to simplify the process and make homeownership more achievable. With our variety of mortgage options, grants, and digital tools, we’re committed to being your partner in homeownership. So, if you’re ready to take the next step, don’t hesitate to reach out. We’re just a call or click away!